
Analysis
Cyber Insurance Renewals in 2026: What Insurers Now Ask For
Canadian cyber insurance is a buyer's market heading into 2027: rates kept falling through 2026 and capacity is ample. Insurers still price on controls. Underwriters expect multi-factor authentication, endpoint detection, secure and tested backups, patching and an incident response plan, plus staff training and third-party risk management. The best terms go to organizations that can show evidence, not just tick boxes.
· 7 min read